Northern Ireland Car Insurance


Why is Northern Ireland car insurance more expensive?


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Northern Ireland car insurance is among the most expensive in the world. There are four main reasons why this price anomoly exists:-

  • Large numbers of road accident claims against Northern Ireland car insurance.
  • There are larger payouts for personal injury than typically in the rest of the UK.
  • There is a lack of competition in the local car insurance market.
  • Large amounts of car theft in Northern Ireland.

The good news is that more insurance companies are entering the Northern Ireland car insurance market every year as they worry less about 'the troubles' and start to understand the risks and nuances of the local market. This competition is driving the price of insurance in the province down.








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