Young Driver Insurance

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Young Driver Car Insurance

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If you are looking for young driver car insurance you have come to the best place.

As a young driver, you are penalised in so many ways.

  • Firstly your no claims bonus is low, having a full no claims bonus can half you premium.
  • Secondly insurance companies drive your premium up as they know younger drivers are more likely to damage their car.
  • Thirdly young drivers are more likely to be living in a high car crime area.
 
 

 

Just spend 30 seconds answering these four simple questions to get started.

Men are more likely to have accidents, and when they have them, they tend to happen at higher speeds and therefore result in higher claims. The means that womens' insurance tends to be cheaper. There are a number of woman only car insurers that are worth visiting if you are a woman. Gender
Your postcode will determine your insurance premium as well. If you live in an area of high car crime, then the insurers will regard you as a higher risk. Northern Ireland insurers have a limited number of insurance companies that they can go to with big names like Lloyds, Churchill and More Than not providing policies in the Province. Your post code
You driving record to date influences how cheap your premium will be. If you have had a recent accident your NCB (No claims bonus) is likely to be lower. It is possible to protect your NCB, but you still need to tell your insurer about any accidents you have had in the last 5 years so even with a protected NCB your premium may go up. No claims bonus
Age is a critical indicator of how likely you are to have an accident. Young people are obviously more likely to have an accident. As a person heads towards retirement, their likelihood of having an accident also increases. Some insurance companies may apply age related penalties into the thirties and again as low as fifty. Your year of birth


 

 

 

The insurance assistant above will return a list of insurance companies. This list is not in a particular order. Which is the best insurance quote for you will depend on many factors. Note that the cheapest may not necessarily be the best. The best thing to do if you have plenty of time is to get a quote from every insurance company in the list. If you do not have time, try getting a quote from a few of the companies that you feel you can trust.

 

 

 

 

 

 

 
     
     
 
 
     
     
     
     
 
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