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What affects car Insurance premiums

9 Sept 2006

Car insurance premiums are being influenced by a number of factors.

Downward Pressures

There is downward pressure on car insurance premiums from new insurers coming to the market. The recent boom in online insurers and the growing trend of purchasing insurance through the internet has meant that the competition has push premiums down right across the spectrum.

Upward Pressures

Conversely there are currently upwards pressures on insurance too mainly from the increased litigation surrounding insurance claims. More and more people are prepared to sue for personal injuries following an accident and this trend is likely to continue for the foreseeable future.

Long term trends

Unfortunately it appears that the long term trend is likely to be upwards, as more and more personal injury claims are raised.

Beating the trend

The only way to beat this trend is to search for the cheapest insurance you can every year As online quotes are getting quicker all the time, you can now get many quotes in the same time as it used to take to get one. Keep looking, you'll finally find something that will your search worthwhile.

 

 

 

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