Jobs and your Insurance

Occupations

The reason that car insurers ask for your job is because it can have a significant influence on the price of your policy. Car insurers regard certain jobs as higher risk than other. For example. An office worker who parks his car in the same secure car park every day is perhaps less likely to have an accident than a salesperson, who travels the country on unfamiliar roads and parks in a different place every day. Construction workers who park on building sites where there is likely to be heavy plant traffic or musicians who carry theft attracting expensive instruments in their cars late at night may also be higher risk. As with everything else on an insurance policy, it is better to be honest and pay a higher policy premium than to lie on you insurance application and risk the insurer walking away from a claim.