Car Insurance in Northern Ireland

Northern Ireland motor insurance is among the most expensive in the world. There are four main reasons why it is so expensive.

• Large amounts of car theft in Northern Ireland.
• High number of accident claims against Northern Ireland motor insurance.
• There are large payouts for personal injury claims against Northern Ireland car insurance.
• There is a lack of competition in the local Northern Ireland motor insurance market.

Some car insurance companies target certain types of drivers, some target more risky groups, other target more careful groups eg. women vs men, young drivers vs older drivers, performance cars verses vs environmentally friendly cars. They ask you so many questions in order to determine which group you fall into. Our quotation tool eliminates as many insurers as possible that are not going give you a quote because of you BT postcode or because you are a man or becuase you are young.

Just spend 30 seconds answering these four simple questions to get started. Gender Male Female Your post code No claims bonus Please Select noNCB under4yearsNCB 4plusyearsNCB Your year of birth Please Select 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 before 1926

The insurance assistant above will return a list of car insurance companies who although many are based on the mainland will give you a quote for your Northern Ireland address. The list is in is in no particular order. If you have time ideally get a quote from all the companies on the list to really push your quote to rock bottom, each one should take less than 5 minutes. If you don't have time get a quote from as many as you can, the cheapest quote is often half the cost of the most expensive. Rememember as well that there may be a benefit of not going with the cheapest. Check for extras like, courtesy cars, cashback, vouchers, free breakdown cover etc.