House Insurance

 
 
policies
cheap car insurance
motorbike insurance
womans car insurance
young driver insurance
van insurance
travel insurance
cheap home insurance
health insurance
pet insurance
 
 

 

Home insurance unlike a car policy is not a mandatory option in the UK. If you have a mortgage, your mortgage provider will normally insist however that you have house insurance. Try our house insurance tool below to provide you with some insurance companies that will provide you with the insurance cover that you require. The tool will provide a table of house insurance providers in no set order. Which is the best insurance for your particular circumstances depends both on the price and the features of the policy. Get as many house insurance quotes as you can - each insurance quote should take less than five minutes unless you have to enter details of claims, so in an hour you should have a dozen under your belt and be well on the way to cutting the price of your renewal house insurance premium.

house insurance
top

 

Just spend 20 seconds answering 4 simple questions to get started.

Do you own or mortgae your own house, do you pay rent or do you rent you house out to others. House Insurance type
Do you want to insure the fphysical house or do you want to insure the contents only, or both. This is normally both, but if you are a tenant or a landlord you may choose to skip one of the insurances. Buildings / Contents
This apply to home insurance claims on your current or previous policies. Recent Claims
Tell us what region you are in and we may be able to eliminate some insuers who won't insure you. Your post code


bottom

 

People tend not to change their house insurance provider as often as they would for car insurance. As the price of the insurance on their house is usually significantly less than that on their car they believe that it is not worth the effort of shopping around. House insurance companies know this, so the cost of your insurance premium creeps up a little every year, not enough to make you jump provider, but just enough to ensure that the house insurance company's profits rise year after year. To get house insurance consider changing your insurance provider every year, or at least shop around and use some of the cheap house insurance quotes that are out there to force your current insurance provider to cut the cost of their house insurance renewal quote.

There are two main types of house insurance. Contents Insurance and Buildings Insurance. Normally if you are living in your own house you will require both these types of house insurance. At a very simple level buildings insurance is your physical house, walls roof, floors, windows, doors etc and fixtures and fittings, ie things that are attached to the house eg lights, bathrooms suite, kitchen etc. Contents insurance covers the things that you have in your house that you can easily remove from the house and are generally not bolted down. In certain situations you will need only one of these types of house insurance. For example tenants may not need buildings insurance and landlords may not need contents insurance.

There are some special cases for house insurance. As part of you contents insurance you may wish to insure separately items that can be removed from the house for example cameras, jewellery and bicycles. Also you may wish to record items of particular value like paintings or anything over £1000 separately in your house insurance.

 
 
   
 

Disclaimer

   
 
| Cheap Car Insurance | Northern Ireland Car Insurance | Breakdown Cover | Northern Ireland House Insurance | Unemployment Insurance |
     
     
   
copyright
       
 
Updated 12 Jan 10