Protected No Claims Bonus
A protected no claims bonus allows a policy holder to maintain their no claims bonus even though a claim has been made. A protected no claims policy may only be valid for the company with which you hold the policy. Also note that all insurance companies will ask if you have had an accident in recent years. If the answer is yes regardless of whether you have a protected no claims bonus, your premium is likely to go up. That is not to say a protected no claims is valueless. If you have a high no claims bonus, it is usually worth protecting.
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