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Looking for cheap car insurance? You have come to the right place!

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Many UK car insurance companies seek out certain groups as their customers. Some look for safer drivers, some look for more higher risk ones. As a consequence some car insurance UK companies deal particularly with women, or the young, or performance, or modified cars or the elderly. Our cheap car insurance tool asks a few questions and tries to eliminate as many of the car insurance companies who won't give you a car insurance quote saving you valuable time.
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Just spend 30 seconds answering these four simple questions to get started.

Men are more likely to have accidents, and when they have them, they tend to happen at higher speeds and therefore result in higher claims. The means that womens' insurance tends to be cheaper. There are a number of woman only car insurers that are worth visiting if you are a woman. Gender
Your postcode will determine your insurance premium as well. If you live in an area of high car crime, then the insurers will regard you as a higher risk. Northern Ireland insurers have a limited number of insurance companies that they can go to with big names like Lloyds, Churchill and More Than not providing policies in the Province. Your post code
You driving record to date influences how cheap your premium will be. If you have had a recent accident your NCB (No claims bonus) is likely to be lower. It is possible to protect your NCB, but you still need to tell your insurer about any accidents you have had in the last 5 years so even with a protected NCB your premium may go up. No claims bonus
Age is a critical indicator of how likely you are to have an accident. Young people are obviously more likely to have an accident. As a person heads towards retirement, their likelihood of having an accident also increases. Some insurance companies may apply age related penalties into the thirties and again as low as fifty. Your year of birth


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Our handy really cheap car insurance quote tool above will return a table of car insurance companies. They are not in a particular order. If you have plenty of time on you hands get a car insurance UK quote from as many car insurance companies as you can. The chances are the best car insurance quote may be almost half what the most expensive is. If you are time limited, get as many car insurance quotes as you can from UK car insurance companies you know and trust on the list. Remember the more car insurance quotes you get the bigger the chance you have of reducing your car insurance premium costs and getting some really cheap car insurance. Also remember that the best headline price is not necessarily the best either. Many car insurance companies offer extra features, some like a free car in the event of an accident, or free legal cover you might expect and it may well be worth taking for a few extra pounds. Other car insurance features like free loyalty card points, free travel cover, cash back or other car insurance discounts may be more of a surprise. Just try and weigh up how useful these offers are and choose your UK car insurance policy accordingly.

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 Last Updated 12 Sep 2009
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