Car Insurance

insurance cheap: it's all about cheap car insurance

 

Looking for cheap car insurance? You have come to the right place!

Most car insurance companies seek out certain groups as their customers. Some look for safer drivers, some look for more higher risk ones. As a consequence some car insurance companies deal particularly with women, or the young, or performance cars or the elderly. Our handy car insurance tool asks a few questions and tries to eliminate as many of the car insurers who won't give you a quote saving you valuable time.

Just spend 30 seconds answering these four simple questions to get started.

Men are more likely to have accidents, and when they have them, they tend to happen at higher speeds and therefore result in higher claims. The means that womens' insurance tends to be cheaper. There are a number of woman only car insurers that are worth visiting if you are a woman. Gender
Your postcode will determine your insurance premium as well. If you live in an area of high car crime, then the insurers will regard you as a higher risk. Northern Ireland insurers have a limited number of insurance companies that they can go to with big names like Lloyds, Churchill and More Than not providing policies in the Province. Your post code
You driving record to date influences how cheap your premium will be. If you have had a recent accident your NCB (No claims bonus) is likely to be lower. It is possible to protect your NCB, but you still need to tell your insurer about any accidents you have had in the last 5 years so even with a protected NCB your premium may go up. No claims bonus
Age is a critical indicator of how likely you are to have an accident. Young people are obviously more likely to have an accident. As a person heads towards retirement, their likelihood of having an accident also increases. Some insurance companies may apply age related penalties into the thirties and again as low as fifty. Your year of birth


Our cheap car insurance tool above will return a list of car insurers in no particular order. If you have plenty of time on you hands get a quote from as many car insurance companies as you can. The chances are the cheapest quote may be half what the most expensive is. If you are time limited, get as many quotes as you can from car insurance companies you know and trust on the list.

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Northern Ireland Car Insurance

 
 
 
Disclaimer

While we make every effort to ensure that the contents of this web site are accurate at the time of publishing we cannot guarantee that this is the case. The details published on this site are intended for information purposes only and should not be construed as advice under the Financial Services Act 1986.

 
 
 
 Last Updated 27 Apr 2008
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