Car Insurance UK Hints and Tips
best way to get very cheap car insurance (and you
have heard it many times before) is to shop
around. If you get ten UK car insurance quotes the
chances are that the most expensive will cost twice what the least
expensive motor insurance quote costs! The extra
effort is worth it. Think how long you would need to work to earn
that amount, so spending an hour getting a dozen online car insurance
UK policy quotes can be time well spent.
the offer. If you are with a car insurance company you like and trust and you receive a lower quote from another
company, why not contact your current car insurance cover provider
at renewal time and ask them to match
the offer. You will find that quite often they are
prepared to do so or even beat other house insurance or motor insurance
quotes by a £10-£20.
leave it too late. Getting holiday, health or unemployment
insurance can be difficult or impossible if you leave it too late.
If you try to arrange cover when you are actually on holiday, if
you have a particular health condition or you know that you may
need unemployment insurance given that there are financial problems
at your place of employment you have probably left it too
Differences. Remember, not all cheap car insurance policies
are created equal. Check the small print to see
what extras might be bundled in the policy that
be useful to you for windscreen cover, courtesy vehicle in the event
of an accident, full European car breakdown cover, protected no
claims bonus etc.
All UK car insurance companies, no matter how reputable are unlikely
to pay out in the event of you providing misleading information.
Those alloy wheels you put on your car must be declared. If you
are a student, you cannot claim you are living at your parent's
house even if you live there two days out of seven. Or if you claim
you have a full no claims bonus but have not, then you
could be in trouble if you have a motor accident.
If your car stays on the street don't claim that it stays in a garage
or on a driveway. If you place of employment has already announced
there will be redundancy when you take out your policy, it is unlikely
your insurer will pay out on your unemployment insurance.
time. Some companies will contact you with a renewal
premium very close to your policy expiry date. This often means
people take the easy route out and renew their car insurance UK
policy with their current provider. With a week's leeway, you should
be able to find a much better very cheap car insurance or house
insurance deal just by looking around.
Driver Car Insurance.
All young drivers know Endsleigh are good for really cheap car insurance
for young drivers or learner drivers, but make sure you check out
the other companies too. Consider using the UK
Pass Plus test and also think about the type of
car that you have. A vehicle with a lower
insurance group(very low risk - group 1 to very high risk - group 20) will get you through the first years as young drivers
in the UK when your no claims bonus is at its lowest and your premium
is sky high.
Cheap insurance tips.
UK Comparison sites that come back with lots of car insurance quotes
are a useful tool, but unlike us they
don't give the full picture. Car Insurance Comparison
sites often make guesses about your profession, driving record and
car, house etc. This means you really have to go through each quote
again manually. Comparison sites often miss
cash back discounts given by several companies,
perhaps misleading you on the best quote. Finally a lot of great
motor insurance UK companies including many of our best
selling policies refuse to allow themselves to be used on online
car insurance comparison sites, so you may not be
getting the full story.