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We tell how to get the best quotes for your car insurance or any other type of quote for that matter. Many factors make your motor cover more expensive. We tell you what influences your policy price and how to get really great unemployment insurance quotes.

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 Hints and Tips

  • Shop around. The best way to get cheap car insurance (and you have heard it many times before) is to shop around. If you get ten UK quotes the chances are that the most expensive will cost twice what the least expensive quote costs! The extra effort is worth it. Think how long you would need to work to earn that amount, so spending an hour getting a dozen online policy quotes can be time very well spent.
  • Match the offer. If you are with a company you like and trust and you receive a lower quote from another company, why not contact your current car insurance cover provider at renewal time and ask them to match the offer. You will find that very often they are prepared to do so or even beat other house or motor insurance quotes by £10-£20.
  • Don't leave it too late. Getting holiday, health or unemployment insurance can be difficult or impossible if you leave it too late. If you try to arrange cover when you are actually on holiday, if you have a particular health condition or you know that you may need unemployment cover given that there are financial problems at your place of employment you have probably left it too late.
  • Policy Differences. Remember, not all cheap policies are created equal. Check the small print to see what extras might be bundled in the policy that be useful to you for windscreen cover, courtesy vehicle in the event of an accident, full European car breakdown cover, protected no claims bonus etc.
  • Misleading Information. All car insurers, no matter how reputable are very unlikely to pay out in the event of you providing misleading information. Those alloy wheels you put on your car must be declared. If you are a student, you cannot claim you are living at your parent's house even if you live there two days out of seven. Or if you claim you have a full no claims bonus but have not, then you could be in trouble if you have a motor accident. If your car stays on the street don't claim that it stays in a garage or on a driveway. If you place of employment has already announced there will be redundancy when you take out your policy, it is unlikely your insurer will pay out on your unemployment claim.
  • Leave time. Some companies will contact you with a renewal premium close to your policy expiry date. This often means people take the easy route out and renew their car insurance policy with their current provider. With a week's leeway, you should be able to find a much better motor or house insurance deal just by looking around.
  • Young Driver Car Insurance. All young drivers know Endsleigh are good for car cover for young drivers or learner drivers, but make sure you check out the other companies too. Consider using the  Pass Plus test and also think about the type of car that you have. A vehicle with a lower insurance group(low risk - group 1 to very high risk - group 20) will get you through the first years as young drivers in the UK when your no claims bonus is at its lowest and your premium is sky high.
  • Further tips. Comparison sites that come back with lots of quotes are a useful tool, but unlike us they don't give the full picture. Comparison sites often make guesses about your profession, driving record and car, house etc. This means you really have to go through each quote again manually. Comparison sites often miss cash back discounts given by several companies, perhaps misleading you on the best quote. Finally a lot of great motor insurers including many of our best selling policies refuse to allow themselves to be used on online  comparison sites, so you may not be getting the full story.
further motor cover information motor car accidents motor car insurance terminology Insurance Cheap
 provides lists of insurers that are
 a) Not an exhaustive list of UK insurers who will provide cover.
 b) Not a list in any particular order. i.e. the first insurers on the list will
 not necessarily be the best.
 Note also that the best insurer will not always be the cheapest. You should try to
 compare the features offered by the policies in order to determine
 which is the best for you.
			We cannot guarantee
 that the contents of this site are accurate, although we do make every
 effort to ensure this is the case. The details published on this website
 are intended only for information purposes and should not be viewed
 as advice under the Financial Services Act 1986 or the Financial Services
 and Markets Act 2000. You are advised to take appropriate legal and
 professional advice before entering into a binding policy contract.
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Updated 12 Dec 2014